✨ Keep your bank accounts simple — multiple overseas accounts can trigger extra reporting requirements.

✨ Track your days in/out of Australia or Canada carefully — residency rules hinge on these counts.

✨ Watch out for double tax traps — always check if a tax treaty helps reduce your burden.

✨ Don’t forget superannuation / RRSP rules — contributions abroad might not qualify back home.

✨ When in doubt, file — penalties for non-lodgement usually hurt more than over-disclosure.

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